Personal Risk Management

Protecting what’s important to you

We all work hard to create our assets, achieve our goals and success so why expose them to life’s untimely event’s such as the death of a spouse. Medical issues can and often have devastating financial impact on family and Business! These events can cause uncertainty, stress, chaos and makes your life/business spiral quickly downhill and create a road block for you achieving your goals.

Income Protection

Protecting your most important asset – your ability to earn.

Between the ages of 30 and 65, 2 out of 5 people will be unable to work for 6 months or more due to sickness or as a result of an accident.

Most people get only 5 paid sick days a year, so long term sickness or disability poses a real threat to your financial well being. Income protection provides a regular cheque while you’re off work. If you own a business, disability cover can take care of debt repayments while you recover.

Statistics show that 2 out of 5 people will suffer a critical illness before they reach 65.

Consider the effect of a sudden hospitalisation. Is the hospital care good enough? Are the specialist treatments within financial reach?
If you have adequate medical cover in place, you can confidently say “Yes” to these questions.

Health Insurance

Helping you and your family on life’s journey.

Disability Cover

Financial support when you most need it.

4 out of 10 people will suffer a critical condition before the age of 65, and 80% of people who suffer a critical illness survive to 65.

Major trauma – such as heart attack or cancer – can destroy financial health in a moment. Unexpected expenses arrive in every shape and form. The road to recovery is often long and stressful, but the delivery of a lump sum payment helps to put normality back into life.

1 in 5 males and 1 in 8 females will die before they reach 65.

Loss of a family member creates a prolonged agony when it also means death of an income. Smart thinking today can help to ensure ongoing quality of life for those who depend on you.

Life Insurance

Financial support for those closest to you when it’s most needed.

Don’t wait until it’s too late

Get started on by contacting us TODAY.