How is the cost of life insurance worked out?

Most often, life insurance cost is based upon the individual’s gender, age and health status. Some insurance companies also take into account whether the individual consumes nicotine products (smoking or vaping), the individuals’ occupation and lifestyle activities and/or their family health history. It is important for consumers to understand how the different factors can affect […]

Why get life insurance?

You may have heard people discussing life insurance; especially if you have recently got married, purchased a house or had a child. You might ask yourself the question ”Why should I get life insurance?”. Continue reading to find out why life insurance is an integral part of the safety net for your family, should you […]

Do I need life insurance?

A life insurance policy is a tool that can manage financial risks, which your family may face, should you pass away. It is not a necessary purchase for everyone. For example if you are single, have no debt or dependents and have enough money to cover your own funeral, you most likely do not require […]

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